Does Insurance Cover OEM Parts?


Does My Insurance Cover OEM Auto Parts?

When you have been involved in a vehicle collision, it is vital to have a reputable collision repair company working to protect your interest. At Bob Moore Collision, we offer far more than superior collision repair. Our team of experts is here to assist you through every step of this somewhat daunting process, from having your car towed to our state-of-the-art facility at 111 NW 122nd St to working out the details of OEM parts with your insurance company.

What You Need to Know About OEM Parts

The term OEM stands for Original Equipment Manufacturer. So OEM parts are identical to the parts used by the manufacturer when your car was assembled. Therefore, they carry the same high quality and must meet the precise specifications of the maker of your car, truck, or SUV. In addition, these parts will not devalue your vehicle or alter the manufacturer's warranty in any way.

The Alternative to OEM Parts

If a part is not OEM, then it is considered to be an aftermarket part. These parts can be made by anyone. And that manufacturer is the one who determines the specifications and quality of the parts. However, they are in no way obligated to meet the high standards of the vehicle's manufacturer for these replacement parts. And while some aftermarket parts are equally as reliable as OEM, not all can measure up.

Who Decides on OEM Or Aftermarket Parts?

This is where many Oklahoma City vehicle owners get confused. In Oklahoma, if your vehicle was involved in a crash, you have the right to know if non-OEM parts will be used in the repair. This information must be provided to you as part of the cost estimate for the repair. In addition, you must be given a copy of the warranty that applies to all of the non-OEM parts that will not be covered by the warranty provided by the vehicle's manufacturer. Finally, if you accept the non-OEM parts for the repair, they must be installed in a manner that makes the manufacturer's name or logo apparent whenever possible.   

Picking Your Collision Repair Center

In Oklahoma, vehicle owners have the right to use the repair center of their choice. The insurance company cannot force the insured to use a specific collision repair center. This is vital information for vehicle owners. The benefit for car owners is that they do not need to worry about working with a repair shop that is focused solely on keeping the repair costs down to benefit the insurance company. Instead, you can select the collision service of your choice to ensure that the professionals who are repairing your vehicle are only focused on what is best for you, your car, and your safety.

When you call 405-749-9050, you can rest assured that the Bob Moore Collision experts will provide the highest quality customer service and professional repairs to your vehicle. Our loyalty is only to our customers and not cutting corners and costs for any insurance company.