Rental Car Insurance

Should I Get Rental Car Insurance? 

How Important is Rental Car Insurance?

If you decide to rent a vehicle while your vehicle is being repaired, you generally have two options for coverage. You can pay the fee for coverage from the rental company or use your own car insurance. Rental companies have expensive insurance costs, and your insurance may come with a high deductible. Is there another option? Travel Guard provides rental car insurance to protect you when you need to drive a rental vehicle.

What Does Travel Guard Cover?

You are covered with Travel Guard up to $35,000/$50,000 in primary physical damage for the rental car for covered losses. You only pay a $250 deductible with roadside assistance, and you'll have a quick and easy claims process.

Will My Personal Insurance Cover a Rental Vehicle?

This will depend on your personal insurance policy and why you have rented the vehicle. Sometimes your coverages will work on a rental, but it depends on your carrier and the policy you are paying for. You'll want to review the policy with your agent and check on the deductible. If it is high, you may want to consider rental car insurance.

Another feature Travel Guard offers is unfettered access to 24/7 assistance services. With Travel Guard, you get travel and roadside assistance to help when you are on the road.

If I Am Renting a Car Abroad, Do I Need Rental Car Insurance?

Your personal insurance policy may not cover rentals abroad. Some countries have a minimum coverage amount or specific types of insurance for rentals, so it is important to check the policies of the country you will be driving in.

What Does Travel Guard Rental Vehicle Damage Cover?

As careful as you may be, accidents still happen, whether a fender bender, chip in the windshield, or a ding in the door panels. You will appreciate some type of coverage, so you are not paying for the damage out of pocket. With Travel Guard, you have two coverage levels: $35,000 or $50,000, depending on which option you choose, with a $250 deductible in primary physical damage coverage.

What About Roadside Assistance?

You can drive with confidence knowing you have 24/7 roadside assistance should something happen and you need help. Our team will contact tow companies, arrange alternate transportation, and organize rental vehicle returns while you focus on the trip.

With the Deluxe Plan, you will get up to $50 worth of roadside assistance per vehicle. The $50 will go towards things like flat tire assistance, lockout assistance, or tow to save some expense.

Can I Add on Coverage?

Look at and compare the plans to see what add-ons are available, including the rental vehicle damage coverages on each plan.

What Does It Cost?

Your Travel Guard plan is calculated each day. You'll need to enter the dates that you need a vehicle when you purchase your travel policy, and you will see a price quote for the rental car portion.

You'll need an estimate on repair timeframes to plan for your rental in Oklahoma City, Tulsa, or Norman while your vehicle is being repaired at Bob Moore Collision Center.