Is My Car Totaled?
Is My Car Totaled? Next Steps for Car Accidents in Oklahoma
Getting into an accident is terrible and can have many unintended and lasting effects. If your accident was bad, or if you drive an older vehicle, you might be surprised to find your insurance company is classifying your vehicle as totaled. At Bob Moore Collision Center in Oklahoma City, we aim to help you with the next steps and to ensure you are fairly compensated for your loss. If your vehicle has recently been in a wreck, we can assist by providing a free repair estimate and correcting any issues, from small dents and scratches to helping reshape your vehicle's frame. We'll also work with your insurance provider every step of the way, taking as much off your plate as we can. Bring your car into our OKC Collision Center today for your free estimate!
What is Considered a Totaled Car in Oklahoma?
In Oklahoma, the law states a totaled car is defined as one that needs structural repairs that cost over 60% of the vehicle's fair market value. Essentially, if the cost of repairing the vehicle is deemed to be more than the car's actual value before the accident, the insurance provider will pay out the vehicle's fair market value instead of paying for repairs. Drivers with older cars may be surprised to learn their vehicle is totaled after a moderate accident, as the time and repairs quickly outweigh the car's worth. For folks in newer or luxury vehicles, the damage has to be more severe to be considered totaled. If you're not sure if your vehicle has been totaled, bring it to our OKC body shop for a free estimate. We'll provide our findings to your insurance provider, and they'll ultimately make the call.
Steps to Take After You've Been in a Car Accident
Immediately after a car accident, you want to ensure everyone's safety, exchange insurance information, and take pictures of the damage. After the incident, there are some steps you'll want to take to get your claim filed. First, you'll want to notify your insurance provider of the accident. From there, if there, you can bring your vehicle to an auto body shop to assess the extent of the damage. If you car isn't drivable, give us a call, and we'll send a tow truck to come get you. That's where we come in. Once you bring your vehicle to us, we'll provide a free repair estimate and begin to work with your insurance provider. We'll send them our estimate, keep in contact with them through the claims process, and work with them during the billing process if repairs are in order. While you're waiting, we've got a fleet of rental vehicles for you. If the car is totaled, we'll ensure you get your payout instead of repairs.