Car Insurance FAQ | Bob Moore Collision Center OKC

Just doing a quick search for car insurance inundates you with companies trying to sell you something and get your contact info. If you're not sure where to start with your insurance and have questions, get your answers from a team without a dog in the fight. At Bob Moore Collision Center, we don't care what kind of insurance you sign up for. Our Collision Center works with them all. We're not here to sell you on any policies, just high-quality collision repair. In our FAQ below, we'll do our best to answer your most important car insurance questions. 

What is Car Insurance, and Why Do I Need It?

Car insurance protects you while driving and protects those around you from you. It's a contract between you and an insurance provider, where you agree to pay a certain amount ("premium"), in exchange for coverage if your vehicle is damaged. If you're at fault in an accident, the insurance provider gives you the money needed to cover the damages to your car and those of others impacted. There are different levels of coverage and limits to each type of coverage, but each state requires you to have a minimum level of car insurance to cover repairs, medical bills, and more. 

What are the Benefits of Car Insurance?

Car insurance usually covers bodily injury and property damage, though different plans may offer different benefits, including coverage for hail, falling limbs, and more. You might find benefits from bundling your home and car insurance plans with your provider. 

What is The Typical Car Insurance Cost?

It's not a one-size-fits-all answer. It's going to cost a lot more to insure a new Porsche than an old Nissan. Factors include the brand of the car you drive, its age, your driving history, and even your age. We'd recommend getting a few different quotes to get the best price. 

How to File a Claim?

So, what do you do if you get in a wreck? Of course, after ensuring your safety and getting off the road, you'll want to take pictures of your vehicle and the surrounding area to submit a claim to your insurance provider. You'll also want to get information from any impacted parties. After taking pictures and gathering the relevant information, you should contact your insurance provider immediately to file a claim. 

Schedule Your Repairs with Bob Moore Collision Center

At Bob Moore Collision Center, we're equipped to assist with all your car repair needs, from hail damage to collisions. Through the repair and claims process, we'll work directly with you and your insurance provider to minimize the time you spend with them. Visit our body shop in OKC for a free repair assessment today.